4.9/5
Fueling Business Growth. On Your Terms
- Soft check only (no credit impact)
- Same-day funding, when you need it.
- No collateral. No personal guarantees.
SSN not required • Apply in under 60 seconds
Funded in 24 hours. Opened in just two weeks.
“Saved us during a slow season — funds in less than 24 hours!”
“It was the difference between surviving and scaling.”
“I got new lifts and tools without tying up my savings.”
We build around you — not the other way around
From food trucks to factories, from startups to scaffolding — we fund what you’re building, on your terms.
0%
No collateral required
We fund your business based on potential, not possessions.
Pay when you can
Flexible repayment that fits your actual sales.
$10K - $5M
Funding volume
Funding volume from $10K to $5M
Whether you’re scaling or just starting to grow — we’ve got you.
How you qualify?
We say Yes when banks say No
500+
credit score
$10K+ monthly
revenue
6+ months
in business
~24h time-to-fund- no hard credit pulls
- Trusted by 75+ industries
A smarter fit for every business
We offer more than just loans. Choose from over 30 funding paths.
Term Loan
Fixed terms, flexible growth.
Working Capital Advance
Revenue-linked repayment.
Equipment Financing
Use your tools to unlock better terms.
Merchant Advance
Upfront cash, repaid from daily sales.
SBA (Optional P.G.)
Government-backed, long-term.
Line of Credit
Pull funds anytime. Only pay on what you use.
Your funding in just 3 steps
No stress, no surprises — just the steps to getting funded.
Apply Online
- No hard credit pull
- 60‑second online form
- SOC 2-level encryption
Get Offers
- 100% free evaluations
- 99% AI-powered underwriting
- Same-day decisions
Get Funded
- Received within 24 hours
- No hidden fees
- Customized to your needs
- To qualify, you’ll need:
6+ months in business- $10K+ monthly revenue
- 500+ personal credit score
We're not a bank. We're Better
We make funding feel like it should: fast, fair, and human.
Financing as you know it
2–4 week funding timeline
24-hour time to funds
Hard credit inquiry
Soft credit pull only
Lengthy paperwork & back-and-forth phone calls for days.
60-second online application
Collateral, co-signers, and personal guarantees are standard
No collateral or personal guarantee required
1-2 loan types
30+ funding solutions
High entry barrier
Minimum requirements
From struggling to scaling – fast
When you treat small businesses like big ones — they win. These stories prove it.
Excellent
4.9/5
“I got new lifts and tools without tying up my savings.”
I used equipment financing to upgrade our shop with a $55K loan. The process was simple, and they didn’t ask for my house as collateral.
“Finally opened my second location — without a single hard credit pull.”
With TrueScale, I got $75K in funding and kept my credit score safe. I applied in minutes and had the approval the same day.
“Needed cash before peak season — they delivered fast.”
I used a $25K working capital loan to buy supplies and hire help before the spring rush. Daily payments that flex with my sales were a huge win.
“It was the difference between surviving and scaling.”
I got a $30K line of credit I could tap into for new inventory drops. I’ve never had that kind of flexibility from a bank.
“Saved us during a slow season — funds in less than 24 hours!”
We had a rough winter with fewer customers, but payroll doesn’t wait. Gravital got us $40K by the next morning. No collateral, no stress — just help when we needed it most.
SSN not required • Apply in under 60 seconds
Is my credit affected?
Nope. We only use soft pulls — your score stays untouched.
What’s the catch?
No catch. Transparent terms. Clear repayments. No hidden fees.
Do I need collateral or a co-signer?
Not with us. Most products don’t require them.
What’s the rate?
It depends on your time in business, industry, and cash flow — but it’s never a surprise. You’ll see all terms upfront.
No pressure. Just clarity.
- Get pre-qualified without your SSN
- No obligation
- Personalized support or 100% online
SSN not required • Apply in under 60 seconds
